Everyone starts on the 90-day named-user model
Same named-user model — every paying subscriber
Federal / FedRAMP
Agencies, prime contractors, FFRDCs, state entities requiring federal-grade posture
Same named-user bands. What differs is isolation and ATO evidence on the selected industry plane — not a different seat rate.
SMB / SBA
Community banks, credit unions, SBA-affiliated lenders, small and mid-size institutions
Same named-user bands. Volume cliffs (more operators on the plane) are the discount, not a different percentage for this segment.
Gated Institution-Community
Design Partners and Academic / Research Institutions — apply to be considered
Not a paying subscriber segment. Same due diligence as every partner. After a Partner ID, checkout the Think-tank license SKU at USD 0.00 for their own lab / design-partner operators — not production Governance and Loss Prevention of a live book. Full kernel stays on. Significant improvement material every 180 days (implementation not required). Production use converts to paying named-user bands. Contribution share 3–15% of attributable bookings; patentable work they file, exclusive license-back, 75% of third-party royalties. See /Partners.
Seat rates do not change by institution type, industry plane, or package for paying subscribers. The prices for Packages 1, 2, and 3 are based on the band according to the number of end-user licenses those seats may bind, not three price books. We immediately apply 12% of named-user Subscription Fees to the Sovereign Defense Fund. To achieve the 10% Sovereign Posture Rebate, an institution must demonstrate effective controls exist, whilst maintaining a Strong Risk Posture throughout twelve consecutive monthly cycles — the same percentages for a community bank, a federal buyer, and a Fortune 500 name. Design Partner and Academic / Research Institution are not subscribers — they apply on Partnership Opportunity or the Think-tank license SKU. Customer pays for all their infrastructure and hosting services.
Day-90 posture credit
Every new subscriber is a trial organization: that clock starts on day one (1), throughout the ninety (90) day period, and continues on paid licenses. The license fail-closes on day 90 unless you continue. Named-user fees are fully credited against conversion when Strong Risk Posture is achieved. To achieve the 10% Sovereign Posture Rebate, an institution must demonstrate effective controls exist, whilst maintaining a Strong Risk Posture throughout twelve consecutive monthly cycles. Customer pays for all their infrastructure and hosting services — those costs are never credited. Agency civil-penalty dollars are not invented.
Payment rail: this named-user invoice is USD 0.00 (Full Platform + one named user). Complete Mercury checkout at zero for KYC, business verification, and tracking. ACH / wire only — Stripe cannot collect $0.00. Every new subscriber is a trial organization: that clock starts on day one (1) throughout the ninety (90) day period and continues on paid licenses. The license fail-closes on day 90 unless you continue. Strong Risk Posture plus continued licenses fully credits named-user fees. Customer pays for all their infrastructure and hosting services — those costs are never credited.
